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How to Upgrade and Link Your Card to Apple Pay

Updated over a week ago

What is the card upgrade?

The card upgrade is a free, essential update that gets your card ready for Apple Pay and future improvements. It helps deliver:

  • Global reach: Improved compatibility with merchants across the globe.

  • Extended validity: A brand-new card number with a new 3-year expiration date.

  • Apple Pay compatibility: Seamlessly pay with your iPhone or Apple Watch.
    What is the card upgrade?


Do I need to upgrade my card?

To use Apple Pay, some existing cards must be upgraded first. If the app prompts you, please complete the free card upgrade first to ensure a seamless connection to your Apple devices.

  • Timeline: Upgrade invitations will be sent out gradually between January 15 and March 31.

  • Notifications: We will gradually send app notifications to eligible users. If you don't see the option yet, please keep your app updated and your notifications on.


Important reminders


Card deactivation: Your old card will be deactivated immediately after the upgrade.

Action required: Unlink your old card from merchants and payment platforms, then link your new card to avoid payment issues.

If you don’t see the upgrade yet: Keep your app updated and watch for our notification.

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