Q: How is the Risk Index calculated, and what is its purpose?
A: Risk Index = Used Credit ÷ Value of Assets in the Credit Account. The Risk Index helps users intuitively assess the level of risk of their Credit Account.
When the index is below 0.5, the account is considered safe.
When it reaches 0.8, the system will notify the user. It is recommended to lower the index by repaying or adding more assets to the Credit Account to avoid liquidation.
When it exceeds 0.9, the system will automatically sell your assets in the Credit Account to repay the used credit. Any remaining balance will be returned to your Funding Account.
Q: Why does the Risk Index change automatically?
A: Because the value of assets in the Credit Account fluctuates with the market, the Risk Index can rise or fall accordingly.
Q: What is Auto Transfer?
A: Auto Transfer allows you to automatically move assets between the Funding Account and the Credit Account. You can set a risk threshold and a maximum transfer amount to help prevent liquidation. Auto transfers can be triggered up to once every 24 hours.