No. You can’t use your 5 USDⓈ sign‑up bonus to pay for a card. It’s there for spending only, and you can’t withdraw it or send it to someone else.
The welcome reward is valid for 30 days. If you don’t use it within 30 days, it will automatically expire. To check the expiry date:
Go to [Home].
Tap 5 USD to open the [Assets] page.
3. Tap [USDⓈ] to see reward details and the validity period.
